Give members a predictable path to GLP‑1s outside the covered benefit.

Sail Cash Pay helps employers save on care with cash pay pricing, starting with GLP‑1s.

Zepbound, 5 mg vial from LillyDirect$399.00
How much do you want the employer's share to be?
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What if your GLP‑1 weight loss program could cost exactly what you want it to?

Zepbound, 5 mg vial from LillyDirect with {{ barsCredit }} of employee credit
$0
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The employer pays at most {{ barsCredit }} per fillSpend is capped at the credit you set, per fill and per year

Sail Cash Pay puts you in the driver's seat.

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You set the rules. Sail does the rest.

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you.savewithsail.com
GLP‑1 ProgramJR?
Hi, Jordan
Your GLP‑1 credit
{{ cWhole }}
On the way. Deposited by the next business day.
VerifiedOn the wayDeposited
How does this work?
Recent activity
ZepboundOct 3{{ cWhole }}On the way
ZepboundSep 5{{ cWhole }}Deposited
Eligible therapies
Set a credit for each medicine and dose
Zepbound 2.5 mg vial{{ cDose25 }} credit
Zepbound 5 mg vial{{ cWhole }} credit
Zepbound 7.5 mg vial{{ cDose75 }} credit
Wegovy 0.25 mg pen{{ cWhole }} credit
Wegovy 1 mg pen{{ cWhole }} credit
Compounded semaglutideExcluded
Add a therapy
Your card
Use it at local pharmacies
••••  ••••  ••••  4021
JORDAN RIVERADEBIT
Add to Apple Wallet Add to Google Wallet
Post-transaction credit
Zepbound 5 mg vial$399.00
Paid with Chase ····1234
Credit sent+{{ cUsd }}
Same day ACH
HRA support
Fund credits tax-free through an HRA
Acme Health GLP‑1 HRAActive
Plan year{{ planYear }}
HRA typeExcepted benefit
Credit per fill{{ cUsd }}
Annual limit$2,200 per employee
Cards issued412
Funded this year{{ cFunded }}
HSA compatibility
Keep HSA members eligible to contribute
Jordan RiveraHDHP with HSAPost-deductible HRA
Sam PatelPPOStandard HRA
Priya NairHDHP with HSAExcepted benefit HRA
Sail routes each member automatically, so HSA contributions stay allowed.
Acme HealthPlan year to dateExport
Members enrolled
412
Fills credited
1,208
Credits paid
{{ cPaid }}
Saved compared to the average pharmacy benefit cost
{{ cSaved }}
Updated in realtime.

Programs serving thousands of members run on Sail.

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Does this replace my pharmacy benefit?

No. It funds care members buy outside the covered benefit, and works with any PBM.

What can the program fund?

You decide. Choose the therapies, the credit for each medicine and dose, and the caps, and change them as your plan evolves.

Who can offer this?

Administrators, TPAs, health plans and benefit platforms launch it under their own brand. Employers get it through those partners.

How are fills verified?

Fills are matched to LillyDirect and NovoCare transactions on a linked card or pharmacy account.

Is the credit taxable?

The program is typically made available in an HRA plan design, such as an integrated HRA, an excepted benefit HRA, or a post-deductible HRA.

Does it work with HSAs?

Yes. For HDHP members with an HSA, the credit runs through a post-deductible or excepted benefit HRA so they keep contributing. Sail flags this during setup.

What does Sail see?

The purchase, not the chart. Verification runs on transaction and receipt data, with no diagnoses or clinical records.

Can it fund hormone replacement therapy, fertility, or other medicines?

Yes. It works for anything where cash pay is more affordable than plan-funded coverage.

How long does it take to launch?

About three weeks: plan design and branding, then eligibility and funding, then launch. Eligibility arrives by SFTP or an HRIS sync, and funding is a pre-funded balance or a monthly invoice.

How is it priced?

We work with you to figure out what makes sense for your business. Talk to Sales to start.